Are You Adequately Covered? – By Thomas Koester

Bless the Lord, O my soul, and forget not all his benefits. Psalm 103: 2

In my business, I assist people involved in wildfires throughout California, Nevada, and Arizona. I meet many people that have no idea of their homeowner’s policy benefits. They may be fully aware of their policy premium, but the important stuff, like proper coverage limits, what is covered and excluded, etc., they have no idea!

But when disaster strikes, unfortunately, that’s when many people find out that either they have no coverage or not enough. At that point, there’s nothing that can be done.

One client bought a home in Northern California, paid cash but didn’t purchase insurance. While out of state, a massive wildfire broke out; she saw the news that it was headed for her new community. She grabbed her phone and purchased a policy, paying 100% of the annual premium, and miraculously got coverage placed the same day!

A few days later, she learned that her new home was destroyed; the foundation was damaged beyond repair. All that stood was a lonely brick chimney. She immediately filed a claim under her brand-new insurance policy. The claim investigator accurately determined, based on the fire suppression team’s GPS locators, that the fire had destroyed the lady’s home before the insurance policy was in force.

My dear friends, don’t wait until the last minute to receive salvation through Jesus Christ. You, too, may find out that it was too late. His salvation is far more critical than proper and timely fire insurance for your home. Death can come in an instance and move faster than a wildfire.

Jesus can save your soul for eternity. He can supply far more benefits than Allstate, Geico, or Liberty Mutual. With Jesus, you’ll be sufficiently covered, no cancellation, no out-of-pocket cost, no deductible, and no premiums, as he’s paid the price in full!

God’s gift to you is to have faith enough to believe in his One and only Son, Jesus Christ; to believe In his Son’s life, death, and resurrection. All you must do is turn from sin and disbelief and put your trust, faith, and obedience in God and His Word. In doing this, your name will be written in the Lamb’s Book of Life, whereby God’s policy for your eternal life is irrevocable and indelibly written. And God will never change the terms of his benefits, he’ll never back off from His promises.

To my believing friends, forget not all His benefits. I meet far too many Christians living life as though they were uninsured by God’s great love, mercy, and grace. The reason why so many of my Christian brothers and sisters are so heavily burdened by the world is that they’ve either forgotten God’s promises and benefits or because they’ve never read them or have been taught.

My brothers and sisters, there is no need to be depressed, worried, or to live in fear and dread. No need to doubt, lose heart, or be lonely.

Here’s Psalm103 in its entirety:

1 “Praise the Lord, my soul; all my inmost being, praise his holy name.

2 Praise the Lord, my soul, and forget not all his benefits—3 who forgives all your sins and heals all your diseases, 4 who redeems your life from the pit and crowns you with love and compassion, 5 who satisfies your desires with good things so that your youth is renewed like the eagles.

6 The Lord works righteousness and justice for all the oppressed.

7 He made known his ways to Moses, his deeds to the people of Israel:

8 The Lord is compassionate and gracious, slow to anger, abounding in love. 9 He will not always accuse, nor will he harbor his anger forever; 10 he does not treat us as our sins deserve or repay us according to our iniquities.

11 For as high as the heavens are above the earth, so great is his love for those who fear him; 12 as far as the east is from the west, so far has he removed our transgressions from us.

13 As a father has compassion on his children, so the Lord has compassion on those who fear him; 14 for he knows how we are formed, he remembers that we are dust.

15 The life of mortals is like grass; they flourish like a flower of the field; 16 the wind blows over it, and it is gone, and its place remembers it no more. 17 But from everlasting to everlasting the Lord’s love is with those who fear him, and his righteousness with their children’s children -18 with those who keep his covenant and remember to obey his precepts.

19 The Lord has established his throne in heaven, and his kingdom rules over all.

20 Praise the Lord, you his angels, you mighty ones who do his bidding, who obey his word. 21 Praise the Lord, all his heavenly hosts, you his servants who do his will. 22 Praise the Lord, all his works everywhere in his dominion.

Praise the Lord, my soul…”

…and forget not all His benefits!

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